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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,774 | $72,404+3.3% | $110,243-32.2% | $64,173+16.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.56% | -6.29%-2.3pp | 314.76%-323.3pp | 7.63%-16.2pp |
| Employer contribution / active EE | $5,653 | $2,282+147.8% | $3,827+47.7% | $2,381+137.4% |
| Participant deferral / active EE | $4,951 | $3,469+42.7% | $4,672+6.0% | $3,470+42.7% |
| Admin fee / account holder | $3,228 | $5,664-43.0% | $8,548-62.2% | $4,887-33.9% |