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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,267 | $117,895+62.2% | $102,460+86.7% | $145,897+31.1% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 15.73% | 31.92%-16.2pp | 29.47%-13.7pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,167 | $3,619-67.7% | $3,025-61.4% | $4,663-75.0% |
| Participant deferral / active EE | $6,783 | $5,736+18.2% | $5,056+34.1% | $6,689+1.4% |
| Admin fee / account holder | $139 | $13,353-99.0% | $9,460-98.5% | $13,390-99.0% |