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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $162,136-76.4% | $152,301-74.9% | $154,746-75.3% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 15.75% | 91.02%-75.3pp | 80.50%-64.8pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,626 | $4,890-66.8% | $4,624-64.8% | $4,379-62.9% |
| Participant deferral / active EE | $4,292 | $8,341-48.5% | $8,004-46.4% | $6,730-36.2% |
| Admin fee / account holder | $1,451 | $15,759-90.8% | $14,398-89.9% | $14,365-89.9% |