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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,648 | $77,908+112.6% | $149,696+10.7% | $75,173+120.4% |
| Participation rate | 57.9% | 65.6%-7.7pp | 78.8%-20.9pp | 67.2%-9.3pp |
| Annual return | 16.17% | 31.73%-15.6pp | 134.46%-118.3pp | 160.72%-144.5pp |
| Employer contribution / active EE | $1,768 | $3,138-43.6% | $4,821-63.3% | $2,671-33.8% |
| Participant deferral / active EE | $3,383 | $3,411-0.8% | $5,682-40.5% | $4,126-18.0% |
| Admin fee / account holder | $65,905 | $5,950+1007.7% | $13,212+398.8% | $5,651+1066.3% |