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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,874 | $91,536+99.8% | $130,062+40.6% | $75,177+143.3% |
| Participation rate | 54.8% | 71.5%-16.6pp | 78.5%-23.7pp | 67.2%-12.4pp |
| Annual return | 15.42% | -631.62%+647.0pp | -137.37%+152.8pp | 160.75%-145.3pp |
| Employer contribution / active EE | $2,191 | $2,845-23.0% | $4,322-49.3% | $2,671-18.0% |
| Participant deferral / active EE | $3,479 | $4,343-19.9% | $5,821-40.2% | $4,126-15.7% |
| Admin fee / account holder | $0 | $6,780-100.0% | $10,601-100.0% | $5,651-100.0% |