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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,632 | $108,695-89.3% | $74,722-84.4% | $152,897-92.4% |
| Participation rate | 46.2% | 65.4%-19.2pp | 54.5%-8.3pp | 82.5%-36.3pp |
| Annual return | 25.97% | 114.11%-88.1pp | 753.11%-727.1pp | 345.43%-319.5pp |
| Employer contribution / active EE | $753 | $1,504-49.9% | $1,084-30.5% | $4,764-84.2% |
| Participant deferral / active EE | $913 | $2,712-66.3% | $1,963-53.5% | $5,851-84.4% |
| Admin fee / account holder | $679 | $4,906-86.2% | $3,335-79.6% | $11,599-94.1% |