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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,742 | $105,866+190.7% | $90,766+239.0% | $134,545+128.7% |
| Participation rate | 90.0% | 78.3%+11.7pp | 75.7%+14.3pp | 81.2%+8.8pp |
| Annual return | -20.01% | -10.99%-9.0pp | -12.16%-7.9pp | 418.37%-438.4pp |
| Employer contribution / active EE | $10,318 | $3,464+197.9% | $2,922+253.1% | $4,742+117.6% |
| Participant deferral / active EE | $7,272 | $5,217+39.4% | $4,565+59.3% | $6,401+13.6% |
| Admin fee / account holder | $7,554 | $13,938-45.8% | $8,446-10.6% | $11,431-33.9% |