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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,490 | $176,120-62.8% | $159,487-58.9% | $167,553-60.9% |
| Participation rate | 54.5% | 85.0%-30.4pp | 82.8%-28.3pp | 82.1%-27.6pp |
| Annual return | 18.82% | 331.95%-313.1pp | 263.71%-244.9pp | 478.89%-460.1pp |
| Employer contribution / active EE | $1,737 | $5,299-67.2% | $4,831-64.1% | $4,840-64.1% |
| Participant deferral / active EE | $3,895 | $7,752-49.8% | $7,354-47.0% | $6,343-38.6% |
| Admin fee / account holder | $3,260 | $12,561-74.0% | $10,804-69.8% | $12,316-73.5% |