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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,453 | $160,040-43.5% | $147,096-38.5% | $145,877-38.0% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 16.83% | 98.49%-81.7pp | 419.75%-402.9pp | 551.28%-534.5pp |
| Employer contribution / active EE | $2,139 | $5,289-59.6% | $4,936-56.7% | $4,663-54.1% |
| Participant deferral / active EE | $6,064 | $8,429-28.1% | $8,071-24.9% | $6,691-9.4% |
| Admin fee / account holder | $2,335 | $15,050-84.5% | $13,005-82.0% | $13,402-82.6% |