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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,874 | $106,749-73.9% | $145,433-80.8% | $82,448-66.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.78% | 27.59%-12.8pp | 66.58%-51.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $811 | $3,444-76.5% | $4,554-82.2% | $2,551-68.2% |
| Participant deferral / active EE | $1,139 | $6,519-82.5% | $7,897-85.6% | $4,139-72.5% |
| Admin fee / account holder | $817 | $8,390-90.3% | $13,129-93.8% | $7,234-88.7% |