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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,880 | $209,422-57.1% | $178,503-49.6% | $158,982-43.5% |
| Participation rate | 69.2% | 86.4%-17.1pp | 81.9%-12.7pp | 82.0%-12.7pp |
| Annual return | 12.98% | 188.81%-175.8pp | 151.12%-138.1pp | 302.99%-290.0pp |
| Employer contribution / active EE | $2,874 | $5,707-49.6% | $5,011-42.6% | $4,763-39.7% |
| Participant deferral / active EE | $3,963 | $5,955-33.4% | $5,202-23.8% | $5,983-33.8% |
| Admin fee / account holder | $3,717 | $17,079-78.2% | $13,987-73.4% | $11,252-67.0% |