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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,590 | $175,231-59.7% | $149,696-52.8% | $139,466-49.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.04% | 166.77%-150.7pp | 134.46%-118.4pp | 373.66%-357.6pp |
| Employer contribution / active EE | $6,207 | $5,478+13.3% | $4,821+28.8% | $4,754+30.6% |
| Participant deferral / active EE | $6,375 | $6,521-2.2% | $5,682+12.2% | $6,712-5.0% |
| Admin fee / account holder | $2,238 | $16,155-86.1% | $13,212-83.1% | $11,409-80.4% |