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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,073 | $99,032-50.4% | $80,022-38.7% | $135,380-63.8% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -0.83% | 15.39%-16.2pp | 11.22%-12.1pp | 519.81%-520.6pp |
| Employer contribution / active EE | $1,136 | $3,043-62.7% | $2,468-54.0% | $4,779-76.2% |
| Participant deferral / active EE | $1,094 | $4,282-74.5% | $3,686-70.3% | $5,609-80.5% |
| Admin fee / account holder | $7,154 | $10,436-31.4% | $6,521+9.7% | $10,828-33.9% |