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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,364 | $175,231-14.8% | $149,696-0.2% | $139,466+7.1% |
| Participation rate | 81.8% | 83.4%-1.6pp | 78.8%+3.0pp | 80.3%+1.5pp |
| Annual return | 12.00% | 166.77%-154.8pp | 134.46%-122.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $3,584 | $5,478-34.6% | $4,821-25.6% | $4,754-24.6% |
| Participant deferral / active EE | $538 | $6,521-91.8% | $5,682-90.5% | $6,712-92.0% |
| Admin fee / account holder | $6,321 | $16,155-60.9% | $13,212-52.2% | $11,409-44.6% |