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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,444 | $60,454+4.9% | $81,844-22.5% | $74,459-14.8% |
| Participation rate | 24.6% | 63.0%-38.4pp | 72.4%-47.8pp | 67.2%-42.6pp |
| Annual return | 14.11% | 16.87%-2.8pp | 778.87%-764.8pp | 1369.70%-1355.6pp |
| Employer contribution / active EE | $748 | $2,630-71.6% | $2,916-74.4% | $2,626-71.5% |
| Participant deferral / active EE | $1,451 | $3,398-57.3% | $4,323-66.4% | $4,350-66.6% |
| Admin fee / account holder | $8,913 | $1,490+498.0% | $7,355+21.2% | $1,945+358.3% |