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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,923 | $78,607-20.0% | $105,624-40.4% | $74,478-15.5% |
| Participation rate | 52.4% | 72.8%-20.4pp | 75.3%-22.9pp | 67.2%-14.8pp |
| Annual return | 13.06% | 15.96%-2.9pp | 116.20%-103.1pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $1,919 | $2,523-23.9% | $3,168-39.4% | $2,626-26.9% |
| Participant deferral / active EE | $3,368 | $4,325-22.1% | $5,013-32.8% | $4,350-22.6% |
| Admin fee / account holder | $6,626 | $2,220+198.5% | $10,961-39.5% | $1,946+240.5% |