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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,300 | $152,591-97.2% | $117,529-96.3% | $134,545-96.8% |
| Participation rate | 82.4% | 77.1%+5.2pp | 70.6%+11.8pp | 81.2%+1.1pp |
| Annual return | -22.68% | 53.04%-75.7pp | 29.77%-52.4pp | 418.37%-441.0pp |
| Employer contribution / active EE | $452 | $5,576-91.9% | $4,179-89.2% | $4,742-90.5% |
| Participant deferral / active EE | $1,123 | $4,821-76.7% | $4,072-72.4% | $6,401-82.5% |
| Admin fee / account holder | $593 | $7,004-91.5% | $5,645-89.5% | $11,431-94.8% |