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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,539 | $169,356-96.7% | $129,406-95.7% | $145,897-96.2% |
| Participation rate | 94.1% | 76.5%+17.6pp | 69.6%+24.5pp | 80.3%+13.8pp |
| Annual return | 11.81% | 14418.62%-14406.8pp | 9468.18%-9456.4pp | 552.29%-540.5pp |
| Employer contribution / active EE | $675 | $5,542-87.8% | $4,155-83.8% | $4,663-85.5% |
| Participant deferral / active EE | $937 | $4,987-81.2% | $4,167-77.5% | $6,689-86.0% |
| Admin fee / account holder | $545 | $9,915-94.5% | $7,689-92.9% | $13,390-95.9% |