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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,752 | $165,381-88.1% | $149,730-86.8% | $158,966-87.6% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -3.52% | 348.29%-351.8pp | 276.70%-280.2pp | 302.95%-306.5pp |
| Employer contribution / active EE | $6,067 | $5,104+18.9% | $4,645+30.6% | $4,762+27.4% |
| Participant deferral / active EE | $12,967 | $7,182+80.5% | $6,843+89.5% | $5,983+116.7% |
| Admin fee / account holder | $22,042 | $10,809+103.9% | $9,310+136.7% | $11,250+95.9% |