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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,251 | $148,629+110.1% | $135,982+129.6% | $139,487+123.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.54% | 79.33%-63.8pp | 68.32%-52.8pp | 373.84%-358.3pp |
| Employer contribution / active EE | $3,642 | $5,247-30.6% | $4,859-25.0% | $4,755-23.4% |
| Participant deferral / active EE | $18,475 | $8,102+128.0% | $7,760+138.1% | $6,713+175.2% |
| Admin fee / account holder | $6,293 | $12,406-49.3% | $10,767-41.6% | $11,407-44.8% |