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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,396 | $158,852-7.2% | $121,220+21.6% | $135,380+8.9% |
| Participation rate | 68.2% | 79.3%-11.1pp | 71.8%-3.6pp | 82.6%-14.5pp |
| Annual return | 104.49% | -0.64%+105.1pp | 16.94%+87.6pp | 519.81%-415.3pp |
| Employer contribution / active EE | $8,834 | $5,666+55.9% | $4,023+119.6% | $4,779+84.9% |
| Participant deferral / active EE | $7,878 | $4,006+96.7% | $3,345+135.5% | $5,609+40.5% |
| Admin fee / account holder | $1,962 | $6,515-69.9% | $5,021-60.9% | $10,828-81.9% |