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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,200 | $180,459-92.1% | $154,108-90.8% | $135,380-89.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.05% | 888.21%-896.3pp | 735.21%-743.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $3,522 | $6,035-41.6% | $5,298-33.5% | $4,779-26.3% |
| Participant deferral / active EE | $6,728 | $5,806+15.9% | $5,081+32.4% | $5,609+20.0% |
| Admin fee / account holder | $382 | $16,145-97.6% | $13,411-97.2% | $10,828-96.5% |