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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,917 | $110,337-16.7% | $102,383-10.2% | $145,877-37.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.28% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $2,536 | $4,216-39.8% | $3,870-34.5% | $4,663-45.6% |
| Participant deferral / active EE | $8,989 | $5,621+59.9% | $5,060+77.7% | $6,691+34.4% |
| Admin fee / account holder | $1,812 | $9,750-81.4% | $8,391-78.4% | $13,402-86.5% |