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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,165 | $111,535-37.1% | $105,223-33.3% | $137,256-48.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 7.30% | 237.85%-230.6pp | 180.65%-173.3pp | 220.34%-213.0pp |
| Employer contribution / active EE | $2,669 | $3,939-32.2% | $3,689-27.6% | $4,156-35.8% |
| Participant deferral / active EE | $11,425 | $5,500+107.7% | $5,072+125.3% | $6,407+78.3% |
| Admin fee / account holder | $53,508 | $9,721+450.4% | $8,859+504.0% | $12,270+336.1% |