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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,917 | $110,410-16.7% | $102,437-10.3% | $145,897-37.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.28% | 24.85%-14.6pp | 24.95%-14.7pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,536 | $4,217-39.9% | $3,871-34.5% | $4,663-45.6% |
| Participant deferral / active EE | $8,989 | $5,622+59.9% | $5,060+77.6% | $6,689+34.4% |
| Admin fee / account holder | $1,812 | $9,745-81.4% | $8,388-78.4% | $13,390-86.5% |