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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,250 | $124,346+41.7% | $111,308+58.3% | $167,536+5.2% |
| Participation rate | 72.7% | 79.6%-6.9pp | 77.3%-4.6pp | 82.1%-9.4pp |
| Annual return | 7.93% | 37.45%-29.5pp | 54.67%-46.7pp | 478.82%-470.9pp |
| Employer contribution / active EE | $2,752 | $3,437-19.9% | $2,732+0.7% | $4,839-43.1% |
| Participant deferral / active EE | $6,183 | $5,182+19.3% | $4,487+37.8% | $6,342-2.5% |
| Admin fee / account holder | $43,111 | $10,621+305.9% | $7,965+441.3% | $12,315+250.1% |