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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,247 | $160,040+180.1% | $147,096+204.7% | $145,877+207.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.67% | 98.49%-85.8pp | 419.75%-407.1pp | 551.28%-538.6pp |
| Employer contribution / active EE | $9,314 | $5,289+76.1% | $4,936+88.7% | $4,663+99.7% |
| Participant deferral / active EE | $21,026 | $8,429+149.5% | $8,071+160.5% | $6,691+214.3% |
| Admin fee / account holder | $380 | $15,050-97.5% | $13,005-97.1% | $13,402-97.2% |