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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,281 | $884,045-93.9% | $453,569-88.0% | $167,536-67.6% |
| Participation rate | 45.5% | 81.6%-36.1pp | 78.0%-32.6pp | 82.1%-36.7pp |
| Annual return | 14.78% | 29.49%-14.7pp | 64.43%-49.6pp | 478.82%-464.0pp |
| Employer contribution / active EE | $1,480 | $5,538-73.3% | $4,072-63.6% | $4,839-69.4% |
| Participant deferral / active EE | $4,104 | $7,898-48.0% | $6,211-33.9% | $6,342-35.3% |
| Admin fee / account holder | $20 | $22,063-99.9% | $11,214-99.8% | $12,315-99.8% |