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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,833 | $112,121-60.0% | $95,960-53.3% | $158,966-71.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 1.09% | 171.16%-170.1pp | 91.63%-90.5pp | 302.95%-301.9pp |
| Employer contribution / active EE | $2,687 | $3,199-16.0% | $2,541+5.7% | $4,762-43.6% |
| Participant deferral / active EE | $3,028 | $4,784-36.7% | $4,167-27.3% | $5,983-49.4% |
| Admin fee / account holder | $13,134 | $10,135+29.6% | $6,797+93.2% | $11,250+16.7% |