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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,865 | $175,231+48.3% | $149,696+73.6% | $139,466+86.3% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 14.43% | 166.77%-152.3pp | 134.46%-120.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $2,492 | $5,478-54.5% | $4,821-48.3% | $4,754-47.6% |
| Participant deferral / active EE | $7,231 | $6,521+10.9% | $5,682+27.3% | $6,712+7.7% |
| Admin fee / account holder | $9,300 | $16,155-42.4% | $13,212-29.6% | $11,409-18.5% |