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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,695 | $165,381-45.8% | $149,730-40.1% | $158,966-43.6% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 4.68% | 348.29%-343.6pp | 276.70%-272.0pp | 302.95%-298.3pp |
| Employer contribution / active EE | $1,724 | $5,104-66.2% | $4,645-62.9% | $4,762-63.8% |
| Participant deferral / active EE | $6,830 | $7,182-4.9% | $6,843-0.2% | $5,983+14.2% |
| Admin fee / account holder | $22,539 | $10,809+108.5% | $9,310+142.1% | $11,250+100.3% |