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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,842 | $54,541+70.2% | $78,778+17.9% | $70,126+32.4% |
| Participation rate | 33.0% | 60.8%-27.8pp | 69.2%-36.2pp | 69.5%-36.6pp |
| Annual return | 17.39% | 21.07%-3.7pp | 35.62%-18.2pp | 73.15%-55.8pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,087 | $2,210-50.8% | $2,958-63.3% | $3,332-67.4% |
| Admin fee / account holder | $7,175 | $3,709+93.5% | $5,134+39.8% | $4,645+54.4% |