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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,168 | $27,943+33.0% | $58,507-36.5% | $75,177-50.6% |
| Participation rate | 52.2% | 38.8%+13.3pp | 50.9%+1.3pp | 67.2%-15.0pp |
| Annual return | 17.86% | 44.22%-26.4pp | 4252.32%-4234.5pp | 160.75%-142.9pp |
| Employer contribution / active EE | $1,579 | $670+135.8% | $1,053+49.9% | $2,671-40.9% |
| Participant deferral / active EE | $3,716 | $1,202+209.2% | $1,922+93.3% | $4,126-9.9% |
| Admin fee / account holder | $5,064 | $1,727+193.2% | $2,486+103.7% | $5,651-10.4% |