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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,984 | $78,690-81.0% | $161,489-90.7% | $87,485-82.9% |
| Participation rate | 96.2% | 67.5%+28.7pp | 78.7%+17.5pp | 68.9%+27.2pp |
| Annual return | 13.95% | 32.74%-18.8pp | 89.72%-75.8pp | 26.06%-12.1pp |
| Employer contribution / active EE | $1,362 | $2,588-47.4% | $4,268-68.1% | $2,596-47.5% |
| Participant deferral / active EE | $3,107 | $3,311-6.2% | $5,630-44.8% | $4,274-27.3% |
| Admin fee / account holder | $10,198 | $6,724+51.7% | $16,006-36.3% | $7,775+31.2% |