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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,724 | $176,120-5.9% | $159,487+3.9% | $167,553-1.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.76% | 331.95%-326.2pp | 263.71%-258.0pp | 478.89%-473.1pp |
| Employer contribution / active EE | $14,807 | $5,299+179.4% | $4,831+206.5% | $4,840+206.0% |
| Participant deferral / active EE | $17,333 | $7,752+123.6% | $7,354+135.7% | $6,343+173.3% |
| Admin fee / account holder | $51,260 | $12,561+308.1% | $10,804+374.5% | $12,316+316.2% |