Filed February 18, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,485 | $49,199-3.5% | $121,204-60.8% | $75,173-36.8% |
| Participation rate | 58.1% | 55.4%+2.7pp | 69.5%-11.4pp | 67.2%-9.1pp |
| Annual return | 17.23% | 56.04%-38.8pp | 987.18%-969.9pp | 160.72%-143.5pp |
| Employer contribution / active EE | $1,242 | $1,547-19.7% | $4,170-70.2% | $2,671-53.5% |
| Participant deferral / active EE | $3,370 | $2,630+28.1% | $4,083-17.5% | $4,126-18.3% |
| Admin fee / account holder | $9,839 | $3,946+149.3% | $5,651+74.1% | $5,651+74.1% |