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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,407 | $175,231+107.4% | $149,696+142.8% | $139,466+160.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.16% | 166.77%-145.6pp | 134.46%-113.3pp | 373.66%-352.5pp |
| Employer contribution / active EE | $12,700 | $5,478+131.8% | $4,821+163.4% | $4,754+167.1% |
| Participant deferral / active EE | $33,340 | $6,521+411.2% | $5,682+486.8% | $6,712+396.7% |
| Admin fee / account holder | $2,461 | $16,155-84.8% | $13,212-81.4% | $11,409-78.4% |