See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY11+ years Service code 15 · EIN 20-8764829 | Recordkeeping | $39,284 |
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,669 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,023 | $56,767+49.8% | $101,794-16.5% | $85,563-0.6% |
| Participation rate | 49.7% | 57.6%-7.9pp | 69.2%-19.5pp | 66.0%-16.3pp |
| Annual return | 15.16% | 17.76%-2.6pp | 30.53%-15.4pp | 31.51%-16.4pp |
| Employer contribution / active EE | $1,246 | $1,112+12.0% | $2,289-45.6% | $2,654-53.0% |
| Participant deferral / active EE | $3,699 | $2,720+36.0% | $4,084-9.4% | $4,375-15.5% |
| Admin fee / account holder | $326 | $1,098-70.3% | $8,777-96.3% | $834-60.9% |