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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,707 | $138,102-70.5% | $125,381-67.5% | $134,532-69.7% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -4.83% | 750.73%-755.6pp | 572.31%-577.1pp | 418.27%-423.1pp |
| Employer contribution / active EE | $1,427 | $5,245-72.8% | $4,815-70.4% | $4,741-69.9% |
| Participant deferral / active EE | $4,242 | $7,801-45.6% | $7,448-43.0% | $6,401-33.7% |
| Admin fee / account holder | $818 | $11,568-92.9% | $10,007-91.8% | $11,429-92.8% |