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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,708 | $29,716-26.9% | $56,077-61.3% | $80,925-73.2% |
| Participation rate | 28.3% | 41.7%-13.4pp | 52.5%-24.2pp | 67.7%-39.4pp |
| Annual return | 19.96% | 35.30%-15.3pp | 1709.28%-1689.3pp | 35.65%-15.7pp |
| Employer contribution / active EE | $386 | $671-42.5% | $1,040-62.9% | $2,756-86.0% |
| Participant deferral / active EE | $1,693 | $1,228+37.8% | $1,954-13.4% | $4,299-60.6% |
| Admin fee / account holder | $85 | $2,432-96.5% | $2,825-97.0% | $6,940-98.8% |