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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,206 | $167,353-60.4% | $143,797-54.0% | $134,545-50.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.34% | 0.48%-15.8pp | -0.04%-15.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $7,414 | $5,620+31.9% | $4,952+49.7% | $4,742+56.4% |
| Participant deferral / active EE | $3,930 | $6,447-39.0% | $5,638-30.3% | $6,401-38.6% |
| Admin fee / account holder | $11,184 | $18,096-38.2% | $14,679-23.8% | $11,431-2.2% |