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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,214 | $82,674+188.1% | $125,381+90.0% | $68,486+247.8% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -14.77% | -5.97%-8.8pp | 572.31%-587.1pp | -7.85%-6.9pp |
| Employer contribution / active EE | $8,444 | $3,382+149.7% | $4,815+75.4% | $2,597+225.2% |
| Participant deferral / active EE | $11,014 | $6,111+80.2% | $7,448+47.9% | $4,028+173.5% |
| Admin fee / account holder | $816 | $6,277-87.0% | $10,007-91.8% | $5,404-84.9% |