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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,894 | $90,607+88.6% | $79,467+115.0% | $135,380+26.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -13.33% | 977.74%-991.1pp | 718.30%-731.6pp | 519.81%-533.1pp |
| Employer contribution / active EE | $10,825 | $3,068+252.8% | $2,800+286.6% | $4,779+126.5% |
| Participant deferral / active EE | $11,698 | $4,050+188.8% | $3,704+215.8% | $5,609+108.6% |
| Admin fee / account holder | $3,821 | $5,895-35.2% | $5,104-25.1% | $10,828-64.7% |