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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,445 | $75,832+25.9% | $147,617-35.3% | $59,633+60.1% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.76% | 0.37%-3.1pp | 61.98%-64.7pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $3,478 | $3,485-0.2% | $5,564-37.5% | $2,203+57.9% |
| Participant deferral / active EE | $6,526 | $3,131+108.5% | $4,895+33.3% | $3,192+104.5% |
| Admin fee / account holder | $1,236 | $5,986-79.3% | $11,612-89.4% | $4,297-71.2% |