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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,403 | $181,896-55.2% | $156,551-48.0% | $273,972-70.3% |
| Participation rate | 87.5% | 88.4%-0.9pp | 84.0%+3.5pp | 83.0%+4.5pp |
| Annual return | -5.43% | 30.74%-36.2pp | 32.23%-37.7pp | 41.46%-46.9pp |
| Employer contribution / active EE | $6,875 | $6,248+10.0% | $5,501+25.0% | $4,869+41.2% |
| Participant deferral / active EE | $3,128 | $5,550-43.6% | $4,871-35.8% | $5,287-40.8% |
| Admin fee / account holder | $528 | $15,560-96.6% | $13,028-95.9% | $10,133-94.8% |