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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,585 | $102,429+83.1% | $147,096+27.5% | $80,925+131.8% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 12.70% | 135.02%-122.3pp | 419.75%-407.1pp | 35.65%-23.0pp |
| Employer contribution / active EE | $2,837 | $3,716-23.6% | $4,936-42.5% | $2,756+2.9% |
| Participant deferral / active EE | $6,176 | $6,649-7.1% | $8,071-23.5% | $4,299+43.7% |
| Admin fee / account holder | $1,709 | $7,957-78.5% | $13,005-86.9% | $6,940-75.4% |