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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 26 | Advisory (Participants) | $34,279 |
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,266 | $65,125+60.1% | $143,797-27.5% | $66,949+55.7% |
| Participation rate | 99.5% | 65.2%+34.3pp | 80.3%+19.2pp | 69.8%+29.7pp |
| Annual return | -15.28% | -11.13%-4.1pp | -0.04%-15.2pp | 1.57%-16.8pp |
| Employer contribution / active EE | $5,748 | $2,362+143.3% | $4,952+16.1% | $2,545+125.8% |
| Participant deferral / active EE | $4,182 | $2,920+43.2% | $5,638-25.8% | $4,239-1.4% |
| Admin fee / account holder | $404 | $503-19.7% | $14,679-97.2% | $594-32.0% |