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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,409 | $83,485-6.1% | $125,195-37.4% | $72,976+7.4% |
| Participation rate | 64.3% | 73.3%-9.0pp | 79.8%-15.5pp | 69.5%-5.2pp |
| Annual return | 22.66% | 25.77%-3.1pp | 43.79%-21.1pp | 81.02%-58.4pp |
| Employer contribution / active EE | $1,561 | $2,346-33.4% | $3,866-59.6% | $2,440-36.0% |
| Participant deferral / active EE | $1,960 | $3,586-45.4% | $4,937-60.3% | $3,608-45.7% |
| Admin fee / account holder | $1,190 | $5,518-78.4% | $9,704-87.7% | $5,124-76.8% |