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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,537 | $77,920+73.9% | $149,723-9.5% | $75,177+80.3% |
| Participation rate | 96.0% | 65.6%+30.4pp | 78.8%+17.2pp | 67.2%+28.8pp |
| Annual return | 18.79% | 31.72%-12.9pp | 134.50%-115.7pp | 160.75%-142.0pp |
| Employer contribution / active EE | $2,915 | $3,138-7.1% | $4,821-39.5% | $2,671+9.1% |
| Participant deferral / active EE | $5,283 | $3,411+54.9% | $5,682-7.0% | $4,126+28.0% |
| Admin fee / account holder | $3,577 | $5,951-39.9% | $13,215-72.9% | $5,651-36.7% |