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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,631 | $201,372-67.4% | $184,260-64.4% | $145,884-55.0% |
| Participation rate | 93.3% | 87.5%+5.8pp | 86.8%+6.5pp | 80.3%+13.0pp |
| Annual return | 17.98% | 29.04%-11.1pp | 28.84%-10.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $7,384 | $7,024+5.1% | $6,427+14.9% | $4,662+58.4% |
| Participant deferral / active EE | $7,848 | $9,808-20.0% | $9,133-14.1% | $6,690+17.3% |
| Admin fee / account holder | $9,427 | $16,362-42.4% | $13,898-32.2% | $13,392-29.6% |