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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,631 | $201,259-67.4% | $184,200-64.4% | $145,959-55.0% |
| Participation rate | 93.3% | 87.5%+5.8pp | 86.8%+6.5pp | 80.3%+13.0pp |
| Annual return | 17.98% | 28.98%-11.0pp | 28.80%-10.8pp | 561.95%-544.0pp |
| Employer contribution / active EE | $7,384 | $7,018+5.2% | $6,424+15.0% | $4,661+58.4% |
| Participant deferral / active EE | $7,848 | $9,806-20.0% | $9,132-14.1% | $6,689+17.3% |
| Admin fee / account holder | $9,427 | $16,372-42.4% | $13,907-32.2% | $13,398-29.6% |